El colapso economico

http://pro.strategicinvestment.com/NDPCOL6/ENDPRC17/ E

habre los ojos.

Ope your eyes.

Sunday, December 06, 2015

Dear MR. Obama, President of the USA.

The Congress of the USA, and fellow Presidential Candidates.

The colony of Puerto Rico is facing a financial crisis. The government of this island is screaming for salvation from America.

DON’T DO IT.

We, because I too am a 73-year-old US citizen of PR, have lied to you, stolen from you, cheated and have miss spent the good will and money of the Great Country of America. Our leaders are so ignorant about finances that they have borrow money to pay the interest on the interest of borrowed money. I guess they didn’t learn from Cash Flow 101.

From our local Radio Celebrities “a la” – Alex Jones type, to the newspapers and every other Puerto Rico investigative reporter, we the people, are fully aware of the thievery, manipulation, payback and corruption that has been going on since the early 50’s. Recently the FBI arrested and/or implicated 10 top government officials and their cronies of malversation of funds. What took you so long? Sixty years! What kind of responsibility have you exerted as owners of the colony? On July 4, 1950 the Congress granted PR autonomy through Public Act 600 to draft a constitution, but they never checked back to make sure it was executed as it should have been. We basically grew without direction. And a big mess we have made.

There is no such thing as fixing us with the current people and government structure currently existing. Even the president of the largest bank in Puerto Rico, Banco Popular, Richard Carrion, testified that we are Broke.

I am sure that if your young underage kids came home and asked you for a loan to buy AK-47 Assault Rifle, you would exercise good judgement and prudence and deny the loan. But the sharks that have lent money to PR, knew full well that we were headed for the abys and did not exercise the prudence to put a stop to our crazy acts. They didn’t care. It is called GREED. And our idiotic legislators spent money, that didn’t come from their pockets, but from our pockets.

Therefore; you need, on our behalf, to arrest and process ALL the legislator and loan sharks that took us to the abys, just like in Iceland.  There the crisis led to a severe economic depression in 2008–2010 and significant political unrest.

The selfish political leaders of Puerto Rico do not have the mind set nor the money to fix this mess.

THIS IS HOW IT SHOULD BE FIXED.

It is going to be embarrassing, humiliating, painful and difficult – but we need to do a New Zealand type remake. (sort of).

1.     The president and Congress need to immediately suspend the Constitution of Puerto Rico. (They will scream. Spanking always hurts.)

2.     Remove all political leaders.

3.     Install an administrator (as governor)– till such time as things are fixed.

4.     Assign qualified, educated and financially savvy people as temporary legislator and proceed to fix, and/or eliminate obsolete laws.

5.     Get a team to restructure ALL GOVERNMENT agencies. Including suspension of protective obstructive labor laws and actions which drain the country finances.

6.     Arrange with the different communications companies, AT&T etc., to provide phone and internet coverage to every corner of the Island.

7.     Mandate that every person (from a certain age up) have in their possession a smart phone. Because all future monetary transactions will be done via the phone. The banks can supply a simple type phone to the poorer class of people and charge whatever to recuperate the investment.

8.     Eliminate the underground economy the following way. The major problem of the Government is the inability to collect funds (tax). However; if everyone shared equally in the payment of taxes to the government, the individual burden on everyone would be reduced Therefore:

a.     STOP the use of all transactions with Cash. Instead, all payments made and received should be via electronic transactions or transfer. Google and others have made APPS that allow the individual citizens to buy directly from other persons via the Smart Phone. In that way everyone’s INCOME would be recorded in the BANK and an X% tax (say 15%) would be immediately charged. Thereinafter all income that is paid to the workers via electronic transaction, the income tax % can be immediately charged on the spot. At a certain time, every day, all the banks would add up all the collected funds and transfer it to the government entity that will be set up for that. Next day a summary of transections can be available to anyone who wants it. This method will eliminate the need for filing income tax returns at the end of the year. This will also give immediate working capital to the government.

b.     Except for numismatic and silver or gold coins, all persons will be given a window in which to deposit ALL the cash they have – with no questions asked.

c.      The tax code should be trashed. Reporting should be for income only. Eliminate all deductions with NO exception. The filing of current income tax requires an onus amount of effort and expense to figure out what you can and can not deduce. Get rid of all the cheating with one sweep.

d.     Anyone found to be making any transaction in cash – even 10 cents, will be subject to a strong fine, payable immediately or be subject to a confiscation of the fine due. (details to be worked out). Jail / house arrest – whatever, if unable to pay.

e.     Even the drug runners will have to make their transactions electronically. At this point we do not need to know who made what from where. Just pay. Fix this later.

9.     Big problems to economic growth is the bureaucracy that businesses must deal with. Therefore:

a.     All businesses will stop any and ALL collection of individual sales – no sales tax, but will submit the daily gross sales (not profit) and pay 5% tax.

b.     The government will remove all port collection of excise tax. This will allow for the quick and fast inbound movement of merchandise.

c.      A Task force will be set up to find all the impediments that are interfering with commerce such as licensing, inspections and use permits, with the goal of making business efficient and productive. Right now it can take a year from the time of application, to the time of commencing operations. It should be 5 days max.

10.  Except for an extreme requirement, all and every kind of tax will be removed. Only personal income and business gross income will pay tax.

11.  Money currently comes into different government agencies independently. There should be only one income (and expense) portal will exist for the payment to the government of everything. Example: All money due to the Remaining municipalities (they will be reduced to 5) will be paid to the portal. COFINA, AEE, AAA everybody. Hacienda must KNOW how much money is really coming in – and payments will be made from the portal, and a daily or weekly tracking should take place. In other words, an Income and expense and cash flow report must be generated. (how often we will see). And every transaction should be visible to everyone via computer. Transparency.

12.  The GDB will be reviewed.

As the problems are fix and systems are made functional and profitable, the administrator can begin to slowly give back control to the local people.

Political Status: PR should remain under colonial status with its appointed administrator, until such time as PR can accomplish a working system with ZERO debt. At that time the people can express one of two status actions. Vote for independence or Statehood. NO third option. Then you can decide what to do with us.

Political parties should be disbanded – terminated. A system for individual candidates should be installed – such as in Holland. All kinds of simple rules can be set up. But all candidates must pass a written exam on the history etc., of Puerto Rico, be able to demonstrate financial knowledge, and all must have graduated from a 4-year collage and have a degree.

Many other government agency problems should be fixed but are to extensive to go into in this initial suggestion for getting started.

BUT GETTING STARTED WE MUST.

Obviously many of the things I have suggested here could violate some constitutional rights. That is why you either suspend the constitution – which you gave - or legislate around it so that you have a legal basis for taking such DRASTIC action. The mind set must be changed, or you will end up with a Frankenstein.

Lastly: While flying Governor Romero Barceló in my airplane, I made a suggestion about fixing something in PR. He thought for a while and said to me, “Terry, that is a fantastic Idea, but it would be political suicide.”

When are we going to worry about the people and not the survival of politicians?

Who am I.

My name is Terry F. Muniz Lluberas. I am the son of Lt. Colonel Jose Antonio Muniz. Look up in Wikipedia. I am all over the Internet. I am a Licensed Doctor of Naturopathic Medicine, X Airline Pilot, Instructor, Aircraft Builder. X NSA Green Badge, X FEMA. Owned Various businesses. My sole preoccupation is the Future of Puerto Rico. From Inside I see that it is going to take some drastic doing in order to get this fixed. I hope that my grandchildren will have a safe future here. Although I am 73, I am in good health, I do rebounding and I will gladly assist any of you in whatever way I can so as to get this going. I am fully aware of the repercussions I might receive. I am ready.

I remain with all due respect, and hope you can take action.

Terry F. Muñiz

787-384-6664

terrymuniz@gmail.com

https://www.facebook.com/TerryHealthandwellness  (F)/spaceflyer1

https://www.facebook.com/rebotologos/

 

10 Mental Rules Fit Women Live By

Attitude plays a big part to whether you thrive with your fitness goals or you fail. Here are 10 mental rules that fit women follow that helps them continue being successful in their fitness journey.

1. Shut out the noise

Shut out the constant stream of negative thoughts that runs through your mind. That mental static is your biggest obstacle – learning to filter it by focusing on positive thinking is essential to your success.

2. Maximize inner motivation

To do this you need to be absolutely clear about why you want to get fit. Figure out what’s really important to you. Do you want to lower your blood pressure? Fit into a size two? Or do you just want to feel better? Motivation that lasts can’t come from an outside source—like your doctor or a loved one who wants you to slim down. It has to come from a personal, deep-rooted desire for change.

3. Cultivate grit

Grit is the resolve and passion required on a daily basis to pursue a long-term goal. To cultivate grit, you have to commit to consistency no matter what. A fit person wakes up every day knowing she will do whatever it takes to stay on track—whether that means getting up an hour earlier to make it to the gym before work or squeezing in a power walk at lunch. The secret is focusing on the thoughts that drive and inspire you. If it helps to remind yourself how good you’ll feel post workout, for example, do that. If it motivates you to daydream about your future toned tummy, do that. Concentrate on exactly what you want to achieve and make every day count.

4. Set specific goals and strategies

The more detailed your daily goals and plans, the better. An English study on women enrolled in a weight loss program asked half of their subjects to write down their strategies for managing temptation (for example, when sugar cravings strike, I will make a cup of tea). After two months, those women had lost twice as much weight as women in a control group, who did not write their strategies down.

5. Picture your success

Close your eyes and imagine your ideal body—both what it looks like from head to toe, and how it makes you feel. Then, go shopping – if you want that body, then buy clothes that would fit if you had it. And try them on every day until they fit!

6. Plan your meals, eliminate choices

Chocolate croissant or steel cut oats? Grilled salmon or a quesadilla? When you have to make these types of dietary decisions all day long, you may end up exhausting your willpower. Planning your meals in advance, however—even just one meal per day—can make it easier (and less stressful) to eat healthy.

7. Do not give yourself any outs

There are a few classics, like “If I don’t exercise at lunchtime, I’ll do it tonight” or “I’ll have ice cream today and get my diet back on track tomorrow.” Any sort of procrastination and deviation runs the risk of bumping you off course. Don’t give yourself an out, and stick to the path that leads to your goal.

8. It’s ok to give in sometimes

It’s inevitable that from time to time your healthy routine will get interrupted by forces outside your control, like when your partner proposes an impromptu date night right after you’ve bought salad ingredients. When that happens, try to go with the flow and enjoy yourself.

9. Believe it and become it

This rule is simple: If you believe you can be in amazing shape, then you’ll do things on a day-to-day basis to accomplish it. The problem is, many of us carry around defeating beliefs. When you recognize a negative thought (like, “I’m so uncoordinated”), ask yourself why you think that way. You may discover the criticism originally came from your parents, or your sibling, or a childhood buddy. Don’t give those outdated internal beliefs power. Just let them float away, like leaves that have fallen into a river (much easier to say and write it than done) You have control over your thoughts – they don’t have control over you.

10. Enjoy milestones, jump for joy

Celebrate milestones. If you don’t appreciate your successes along the way, you risk becoming emotionally numb, nonreactive.. But giving yourself regular (healthy!) rewards (like a massage, for example), provides a little “added oomph” to keep going and push yourself even harder in the long run.

Terry www.facebook.com/rebotologos 

Man - know thyself; then thou shall know the Universe and God.

5.25 AM Pythagoras: Man - know thyself; then thou shall know the Universe and God. The world has been growing disharmonically for about 13,000 years now. It is in our DNA and it is something we are passing through as a species. Currently we are not in tune with ourselves, and the world is beginning to realize it. The true problem is in our OLD way of thinking. It is Creating tension on every level. How can we become it, and be in tune with ourselves. Let's talk about Chakras and our connection to multiple levels. The basics of Chakras is light and color: If you shine a light through a prism it will break up into 7 colors. (like a rainbow). Red, orange, Yellow, Green, Blue, Indigo, Violate. Each color has its OWN vibration. Example. Red has the longest wave length and the slowest vibrational frequency - warm and stimulating. Violet has the shortest wave length and the fastest frequency. We recognize it as cool and calming. This knowledge is VERY important. Certain colors can stimulate certain mental activities. We know that we need light to activate our body. Especially our chakras. So what are they? Chakra means wheels, or wheel-like vortex spinning in on itself. They draw in energy on a vibratory level. They can draw in anything, from colors, to vibrations to emotions to thoughts, everything in the energy field that we come into contact with. They are energy points that run from the top of your head to the bottom of your spine.

The basics is 7. But there are more. The 7 are connected to different body parts such as the Endocrine Glands. If your Chakras are in balance you will be healthier and happier and more in tune with yourself. If one of your chakras is out of synchronization, it may affect one of the organs it is connected to, and affect the total health of your body. It can be over or under active OR possibly congested of blocked. It is usually felt on a mental, physical or emotional level. The purpose is to have a balance between the mind, body and spirit. Your mind or your diet can not solve all your problems. However, it is through the Chakras that you can learn to balance all of you, bringing you into a healthier state of consciousness. Chakras start from the bottom up. Starting with the red and changing vibrations as we go up. With violet being at the top (or brain - shortest frequency and shortest wave length. The first Chakra, Red, is survival, and it is connected to the adrenal glands. 2nd is Orange, it is Sex and is connected to the gonads (testis and ovary's). 3rd, yellow, is power of ego, and it is connected to the pancreas. 4th Green and it is love, and it is connected to the thymus gland. (sistema inmunologico). 5th Blue, expression, connected to the thyroid. 6th, the 3rd eye Indigo. Is physique and intuitive and is connected to the pituitary gland in the brain. 7th, Violet, the crown chakra, spiritual and connected to the Pineal Gland.

These are at the core of our being and shapes our life as we travel in the energy world. If you come out with an expression of stress or feel a lack of love it is because you are having a problem with one of these chakras. So how do you open, activate and charge your chakras? Each Chakra resonates with a particular color. For example wearing clothing that matches the color of the Chakra makes the Chakra resonate with the color. Painted rooms or the color of the sheets, open up for charging that particular chakra. Sun light is the main provider of energy. 30 min. in the sun will charge all Chakras. Eating foods that match the Chakra colors will also work as well. That is why a salad with different color vegetables is so powerful. Example, eating greens are good for the heart. If you put an organic coloring in a bath an lay in it you will boost that particular color of Chakra. The best way to boost your Chakras is to visit a Reiki Master. It is the equivalent of spiritual surgery. Masters have been trained to see your Chakras and can manipulate them to balance your body.

Science has proven that chemicals can influence the body. If these chemicals are consistently consumed they can cause an imbalance in your body which will eventually affect us at the mental and physical and spiritual level. Medicine does not have all the tools to help us. It is YOUR responsibility to help yourself. There is too much emphasis on Independence and not enough on Interdependence. So make a check list of the habits you wish to change and work on changing these habits DAILY, one at a  time until your new change becomes a habit. Terry. Thanks for Reading. Don't forget to Click LIKE!

You Ideas exist outside of Your Brain - in the Realm

Mind - Body - Spirit, but what do we know about the spirit, the soul? Religious answers not concrete. Do we create thoughts from our mind to the outside - The thought realm. Before you do anything, you first think about it. Then it comes into existence. Ideas can and are in the realm, and multiple people can access into it. Pets do not talk yet they have the ability to connect. We are able to connect also, but we are becoming disharmonic. Emotions are much more powerful. Emotions guide your thoughts. Your morning emotions dictate your day. If positive, everything is positive. The feeling of vulnerability, makes you vulnerable in the physical, and an outsider can tell… People who are most successful are the ones that talk most about success. Those who speak of illness, have it. Low immune system is caused by your emotions and thoughts or expectations of yourself. We become susceptible to them, because it comes from the inside. In conclusion! You create your own reality. We are 100% responsible for the situation we find ourselves in. But, we always play the blame game; it's his or her fault that this or that did not happen. I am so depressed… However if that is how you feel, it is your fault. We not only create our own individual reality, but we are also creating the collective reality. We are one species, we are creating the circumstance of the planet together. Is it the fault of African kids that they are poor. We are at fault because we have not SHARED our abundance. That is the collective thought around the planet. Things that go wrong is happening because of our collective disharmony. Mainly a lack of connection to our own intuition. This is hard, but you can change everything in the world by willing it yourself. Is the will and emotion that drives it - if it is powerful enough. What can you do to change things? Well, be good to yourself. Fill yourself up with emotions of happiness and love. Change what others think is best for you, to what YOU think is best for YOU. Ask yourself. What do you really want? (book by Simon - start with why). What people really want is to feel loved, appreciated and significant. Give it to others and you will get it back. It has been proven that thoughts can change the configuration of water, imagine what it can do to us, and how we can positively influence the world. Finally. You can have, do or be, anything you want. The Beatles sang it. All you need is love. Click Like.

Reduce your tax burden

November 18, 2014 

Sovereign Valley Farm, Chile

When the two young petty thieves, Rinconete and Cortadillo, came to Seville they were quickly censured for stealing.

To their surprise, it wasn’t for the theft itself, but instead because they were not registered with the local thieves’ guild.

In this upside-down world imagined by Miguel Cervantes, theft was not a crime, but a craft—performed in the name of God and justice.

And like any other craftsmen of the day, the thieves had formed a guild. There they provided training and support to their members, while maintaining an exclusive right to engage in the trade.

This past month, a real-life guild of thieves was formed. With 51 governments pledging their support to each other for the protection of their ignoble craft of theft. And another 30 pledging to join by 2018.

From day one, governments have been pilfering their citizens’ assets through taxation, claiming a monopoly on thievery.

From the largest institution to the pettiest pickpocket, anyone else who tries to engage in theft is severely punished, as governments work to protect their exclusive right to steal.

Frighteningly, they do this all out in the open, believing that they actually have a moral right to commit theft.

You can see this delusion in the US government’s claims that last year they “lost out” on $337 billion from people avoiding taxes. As if they have some moral claim to the money they’d failed to pilfer.

Nonetheless, they use this claim to justify actively hunting down and penalizing anyone who takes action to avoid being stolen from.

The ones that are doing this are the bankrupt countries, and the deeper they slide into debt, the more desperate they become.

Which is why these broke governments are now joining forces, pledging to to collect and share information amongst themselves about citizens’ bank accounts, taxes, assets and income outside local tax jurisdictions.

Basically—I’ll help you steal from your citizens if you help me steal from mine.

Both the punishment and the likelihood of getting caught for tax evasion are growing. Don’t even bother trying.

However that doesn’t mean that you have no choice but to sit there and let your self be stolen from.

While there are still ways of legally reducing your tax burden from within a country, your best option is to move and diversify.

Diversification is key, because if you have all your eggs in one bankrupt basket, you are really taking on extraordinary risk.

Moving some assets abroad can legitimately reduce some of this risk. And an even greater strategy is considering moving yourself.

Citizens of most countries have the benefit of divorcing themselves from the tax system simply by moving abroad.

It’s a bit more onerous for US citizens. But for Americans living abroad, it’s still possible to earn roughly $100,000 without paying income tax.

In fact, between the Foreign Earned Income Exclusion, Foreign Housing Exclusion, SEP IRA contributions, and more, an American couple can sock away roughly $300,000 per year while paying almost zero income tax.

And if you become a resident of Puerto Rico (which any American can do), it’s possibly to completely eliminate US federal income tax on any amount of money.

By doing so, not only are you taking yourself out of the reach of this gang of thieves, but you are also casting a vote with your feet.

More important than the ballot box, this is a vote that actually counts. And one you have complete control over.

(Don’t worry-- if you can’t move, there are still plenty of options to reduce your tax burden and take back your freedom. More on this in upcoming letters.)

PS. If you're looking for opportunities, you might be interested in this.

Until tomorrow, 

Simon Black 

Founder, SovereignMan.com

More Americans opting out of banking system

By Danielle Douglas September 12, 2012

In the aftermath of one of the worst recessions in history, more Americans have limited or no interaction with banks, instead relying on check cashers and payday lenders to manage their finances, according to a new federal report.

Not only are these Americans more vulnerable to high fees and interest rates, but they are also cut off from credit to buy a car or a home or pay for college, the report from the Federal Deposit Insurance Corp. said.

Released Wednesday, the study found that 821,000 households opted out of the banking system from 2009 to 2011 and that the so-called unbanked population grew to 8.2 percent of U.S. households.

That means that roughly 17 million adults are without a checking or savings account. Another 51 million adults have a bank account, but use pawnshops, payday lenders or rent-to-own services, the FDIC said. This underbanked population has grown from 18.2 percent to 20.1 percent of households nationwide.

The study also found that one in four households, or 28.3 percent, either had one or no bank account. A third of these households said they do not have enough money to open and fund an account. Minorities, the unemployed, young people and lower-income households are least likely to have accounts.

Stubbornly high unemployment and underemployment have placed millions of Americans in precarious financial positions, leaving them unable to absorb overdraft charges or minimum-balance fees.

In the past year alone, Wells Fargo, Capital One and SunTrust have alerted customers to pending fee hikes on checking accounts or have raised overdraft charges. Banks say service charges are needed to offset the loss of revenue from a cap on debit-card transaction fees imposed by the government.

“Banks need to have pricing and practices that consumers can trust and allow them to build wealth and have economic mobility,” said Deborah Goldstein, chief operating officer at the Center for Responsible Lending. “If the account fees will leave them worse off, then its going to be a challenge for people to use banking services.”

Banks say it is difficult to make money serving lower-income communities because the cost of managing their accounts outweighs the return.

“There has to be a recognition that there are costs to providing accounts and those costs have to be covered,” said Nessa Feddis, vice president and general counsel at the American Bankers Association. She estimated that it costs banks up to $300 a year to maintain a checking account because of expenses such as processing transactions.

National Community Reinvestment Coalition chief executive John Taylor argued that banks could make up some of that cost by the sheer volume of new accounts.

Feddis disagreed. “You can’t take a losing account and make it up in bulk,” she said. “You’re not going to spend money to lose money.”

Without access to traditional banks, Taylor said, Americans are susceptible to abusive practices at non-bank institutions and are likely to remain trapped in a vicious cycle of financial strain.

“A part of changing the condition of unbanked people is keeping them away from predatory lenders who keep them mired in debt,” he said. “One of the reasons you had all of these mortgage companies preying on low-income communities is because there were no options.”

A report from SNL Financial in April showed that banks have closed dozens of branches in neighborhoods with a median household income of $25,000 or less since 2007, shifting resources to areas where the median income is $100,000 or more.

“The [Community Reinvestment Act] has had a significant impact over the last 30 years, but did not contemplate some of the new abuses that we’re seeing and the way banking has changed,” Goldstein said. “But we’ve now seen financial reform that includes additional consumer protection.”

Congress passed the act in 1977 to address the shortage of credit available to low- and moderate-income neighborhoods. Consumer advocates, however, say that regulation has fallen short of ensuring that banks offer reasonably priced services.

The newly minted Consumer Financial Protection Bureau has jurisdiction over non-bank institutions and plans to weed out predatory practices. The agency reviews compliance with federal consumer financial laws such as the Fair Credit Act.

In the past year, a quarter of households have used at least one type of alternative financial service, such as a tax refund anticipation loan or money order, the FDIC study found. Some households, 7.5 percent, said they simply did not trust or feel comfortable dealing with banks. Another 6.6 percent said they could not open accounts because they lacked required identification or suffered from poor credit.

A growing number of consumers without bank accounts are turning to prepaid cards, with nearly 18 percent of households, up from 12 percent in 2009, reporting the use of such products.

Feddis of the banking association said prepaid cards are an innovative tool that banks could use to serve lower-income communities without incurring much cost.

“There are fewer ways to access the account, so there are fewer opportunities for fraud, which banks pay a lot to protect against,” she said.

The Most Effective Efficient form of Exercise Ever Devised by Man

A curious thing happens when you send astronauts into space. They lose muscle. LOTS of muscle... FAST.

Why? Because in space there is no gravity to trigger muscle contraction. Your body doesn't receive a signal that tells it to use muscle.

The EXACT same thing happens as we get older.

Around the age of 30, your muscle morphs into fat at about 1 pound per year. And it accelerates as you get older. That means you can be the SAME weight but your body composition will be made up of more fat and less muscle, leading to that soft "doughy", squishy look (think Pillsbury Doughboy).

Just like astronauts, you aren't sending the appropriate signal to your metabolism. Yet this time it's NOT because of gravity...

It's all to do with a very common mistake that most people make.

To correct this mistake, to maintain lean muscle, keep off that squishy fat and to re-shape your body, you need to send a different signal. I'll show you how to do that in just a sec.

Your #1 Most Important Metabolic Organ Is...

Your muscle is a VERY active organ on its own -- in fact, it's THE most active metabolic organ you have. It determines how much fat you burn much more so than your thyroid or adrenal glands, which are typically thought of as your most important metabolic organs.

That's why losing muscle mass is so devastating to your body composition and waistline -- it literally snuffs out your fat burning capacity while cranking up your fat making machinery.

This explains why as you age it's so difficult to burn fat -- and why you seem to keep getting fatter even if you aren't changing what you eat.

Your Greedy Fat Cells and Needy Power Plants...

The problem all starts with your fat cells -- they are programmed to be VERY greedy. If fuel (glucose or fatty acids) is available, they'll suck it in and turn it into fat at an alarming rate.

No matter what's going on with your body, they're ALWAYS looking to haul in MORE fat.

Muscle cells, on the other hand, are more selective. They only suck in fuel when it's needed. And it's only needed when you are moving. That's what sends the signal to your body to keep or build muscle.

But because we all move less as we age, our muscle cells use less fuel.

And THAT's the mistake we all make that signals to your body that muscles are no longer needed, so they begin to waste away. That makes more fuel available to those greedy fat cells to suck in and convert to body fat.

So the less movement you do, the less muscle you have, the less fuel it uses, the more fuel is available to fat cells, the larger they become and the fatter you get.

The Simple Answer to Age-Related Fat Gain...

The answer to stopping age-related muscle loss and fat gain is EASY and it's something that any of us can do.

Just send the correct signal to your body to say "maintain muscle and burn fat".

How?

By moving. But ONLY in the optimal metabolic way. Doing the right movements spikes your metabolic rate, rebuilds muscle and burns fat for energy in 3 steps:

Step #1: The right metabolic movements drive sugar (glucose) and fat (fatty acids) into your muscle cells to be used as fuel. This prevents your fat cells from sucking it in and turning it into fat.

Step #2: Once the fuel gets into your muscle cells, it needs to be burned or it'll just get sucked back into your fat cells. That's why it's so important to make sure you are doing the RIGHT type of EXERCISE -- one that builds more of your fuel-burning furnaces called mitochondria.

Step #3: You need to consistently repeat these EXERCISES over time -- that's when the magic happens. You'll create new lean, toned muscle mass, which sucks in even more fuel to be burned, prevents your fat cells from getting fatter and gives you tons of energy.

Put simply, you'll end up with a permanently HIGHER metabolic rate, a permanently LOWER level of body fat and permanently elevated level of energy. That's why I highly recommend you investigate these powerful metabolic EXERCISE that take each of these 3 crucial steps.

I haven't seen anything quite like this that works so fast to maintain lean muscle mass, while simultaneously forcing your body to shed off unwanted fat.

What I like best about these is that anybody can do them at any age. And they are fast -- REALLY fast -- as in 3 AND a half minutes a DAY.

=> Fight age-related fat gain & boost your metabolic rate withwww.facebook.com/rebotologos

Remember, just because you might be over 40, 50, 60, or even 70, it doesn't mean you are doomed to have a slow metabolism, low energy or uncontrollable fat gain.

The key is to get moving, but by using the right metabolic exercise that unleash your full fat burning and muscle shaping potential in a scientifically proven way. Also www.rebotologo.com ADD energy to your exercise with XYNG.www.xyngular.com/TERRYMUNIZ

Interesting

Cántame una canción de cuna.

http://www.youtube.com/watch?v=hAV4iWhFiSE

     Eso es lo que están haciendo las grandes potencias del mundo: Coca-Cola, Monsanto, farmacéuticas y La Banca Mundial. Ya vimos el desmadre del 2008 con la caída de los valores residenciales – no fueron los gobiernos – sino las instituciones financieras. En la reciente película “Elysium”, lograron en forma de fantasía, darnos el cuadro del futuro, pero, ¿Cuántos entendieron, o cuantos están haciendo caso? El camino se está fabricando. Vamos en esa dirección, pero, el ciudadano común – ocupado con sus qué-hacer-es del día - no se ha dado cuenta. Los problemas de este Gobierno no son de una persona, o grupo, o partido. La actuación de “Ellos” (los políticos) fue, y es predecible, porque han sido educados bajo el mismo sistema que nos tiene dormidos a TODOS. Yo le advertí, a Rogelio Figueroa del PPR, que se desvinculara de la política, porque lo que iba a ocurrir en estos próximos años estaba fuera del control de todas las entidades de Gobierno, y que evitara embarrarse con lo que venía. Entendió y se fue. Yo desistí continuar dando clases de Desarrollo Empresarial en la universidad. Y eso fue porque, como profesor, presencié la baja y pobre calidad de los estudiantes acerca de los conocimientos básicos de matemática que ellos tienen. Todos tenían tarjeta de crédito atada a una cuenta de cheques. NINGUNO, jamás, había balanceado su chequera. Cuando les di los blancos con instrucciones para que hicieran el cuadre, ni uno sabía por dónde empezar. Esa es la educación que tienen los políticos (pocas excepciones) y ¿Ellos son los que van a correr el NEGOCIO de Gobierno? Dormidos estamos nosotros que no exigimos pruebas de conocimientos básicos en finanzas y matemáticas a los candidatos a esos puestos. La inmensa mayoría de los que trabajan en el gobierno nunca han leído el Libro – La Conspiración de los Ricos (Conspiracy of the Rich) por Robert Kiyosaki - ¿Quién? ¡huuu! Total, con un video, localizado en uno de mis “WebSites”, se pueden educar en 9 minutos, lo que se tarda en un semestre aprender. (Por si acaso –www.makemoneywithterryX.com llene los blancos para tener acceso y vaya directo a – What the Wealthy buy…)

Pero voy más allá. Ya existe el conocimiento para crear energía sustentable – GRATIS - ¡ Siii, GRATIS! Donde, ni residencia, ni comercio, ni Gobierno tiene que pagar UN solo centavo. ¿Te gustaría eso? ¿Mejoraría nuestra Calidad de Vida? ¿Los Chavos que te sobran, te vendría de ayuda? ¡Pues, tú sabes qué! Los “poderes” ACESINARON a los inventores. NO, NO, NO. No te quedes sentado frustrado, pensado que NO puedes hacer NADA. Tú, SI tienes el poder. Está en tu bolsillo. Se llama el DOLLAR. No patrocines a las compañías del cartel. Kraft, Bordens, las Colas (Coca Cola, Pepsi Cola) RJ Reynolds Tabaco, las listas están en la red… para que entiendas lo que está ocurriendo, y para que veas lo que tenemos en las manos, ¡si nos ponemos los PANTALONES! Mírate este videíto de 30 minutos. Escarba, aprende y veras que con la actitud positiva podemos echar el mundo hacia adelante. Nosotros lo Puertorriqueños, somos inteligentes, diestros y líderes mundiales (demostrado en muchas esferas). Controla tu orgullo individualista (no hay nada malo con eso) y empieza a trabajar en equipo. Aquí está la peliculita. Feliz Navidades. http://www.youtube.com/watch?v=hAV4iWhFiSE 

Posted also on:www.facebook.com/ComplementaryAndAlternativeMedicineXyngular 
Posted also on: www.aldiaconterry.blogspot.com 
Terry 787-384-6664 terrymuniz@gmail.com 

A very efficient exercise

http://immunesystem.org/

discount code: Tmuniz

Quien se robo mi queso - fabula de aprendizage

http://www.youtube.com/watch?v=WTJwkFfHoBA

The end of Wheat

Why 80% of People Worldwide Will Soon Stop Eating Wheat THURSDAY, AUGUST 8, 2013 The future of wheat is certain, and it's toxic. There are as many health risks associated with the consumption of wheat as there are nutritional benefits claimed by the wheat industry. Why is there such a strong emphasis on the development of wheat products all over the world when there are so many adverse and crippling effects such as neurological impairment, dementia, heart disease, cataracts, diabetes, arthritis and visceral fat accumulation, not to mention the full range of intolerances and bloating now experienced by millions of people? Approximately 700 million tons of wheat are now cultivated worldwide making it the second most-produced grain after maize. It is grown on more land area than any other commerical crop and is considered a staple food for humans. At some point in our history, this ancient grain was nutritious in some respects, however modern wheat really isn't wheat at all. Once agribusiness took over to develop a higher-yielding crop, wheat became hybridized to such an extent that it has been completely transformed from it's prehistorical genetic configuration. All nutrient content of modern wheat depreciated more than 30% in its natural unrefined state compared to its ancestral genetic line. The balance and ratio that mother nature created for wheat was also modified and human digestion and physiology could simply could not adapt quick enough to the changes. The Nutrional Value of Wheat is Practically Non-Existent In Its Current Form So-called health experts in nutrition who continue to promote the health benefits of wheat are extremely uninformed about the nature of modern wheat and its evolution from growth to consumption. It is shocking how many professionals in public health still recommend wheat products without an assessment of their individual requirements, especially considering the amount of evidence regarding its lack of nutrition and health risks for proportionally large segments of the population. The majority of wheat is processed into 60% extraction, bleached white flour. 60% extraction--the standard for most wheat products means that 40% of the original wheat grain is removed. So not only do we have an unhealthier, modified, and hybridized strain of wheat, we also remove and further degrade its nutritional value by processing it. Unfortunately, the 40% that gets removed includes the bran and the germ of the wheat grain--its most nutrient-rich parts. In the process of making 60% extraction flour, over half of the vitamin B1, B2, B3, E, folic acid, calcium, phosphorus, zinc, copper, iron, and fiber are lost. Any processed foods with wheat are akin to poison for the body since they cause more health risks than benefits. The body does not recognize processed wheat as food. Nutrient absorption from processed wheat products is thus consequential with almost no nutritional value. Some experts claim if you select 100% whole wheat products, the bran and the germ of the wheat will remain in your meals, and the health benefits will be impressive. This is again a falsity promoted by the wheat industry since even 100% whole wheat products are based on modern wheat strains created by irradiation of wheat seeds and embryos with chemicals, gamma rays, and high-dose X-rays to induce mutations. Whether you consume 10% or 100% of wheat is irrelevant since you're still consuming a health damaging grain that will not benefit, advance or even maintain your health in any way. Dr. Marcia Alvarez who specializes in nutritional programs for obese patients says that when it comes to nutrition, wheat may be considered as an evil grain. "Modern wheat grains could certainly be considered as the root of all evil in the world of nutrition since they cause so many documented health problems across so many populations in the world." Dr. Alvarez asserted that wheat is now responsible for more intolerances than almost any other food in the world. "In my practice of over two decades, we have documented that for every ten people with digestive problems, obesity, irritable bowel syndrome, diabetes, arthritis and even heart disease, eight out of ten have a problem with wheat. Once we remove wheat from their diets, most of their symptoms disappear within three to six months," she added. Dr. Alvarez estimates that between the coming influx of genetically modified (GM) strains of wheat and the current tendency of wheat elimination in societies, that a trend is emerging in the next 20 years that will likely see 80% of people cease their consumption of wheat from any form. Genetic Modification The GM wheat currently being tested for approval for production in Canada is a new variety of hard red spring wheat which has been genetically engineered to be tolerant to glyphosate, the active ingredient in Monsanto’s herbicide Roundup. Monsanto Canada Inc. requested the approval of GE wheat from Health Canada in July 2002 and for the Canadian Food Inspection Agency (CFIA) in December 2002. In July 2009, the most hated company in the world Monsanto, announced new research into GM wheat and industry groups kicked their promotion of GM wheat into high gear. "Widespread farmer and consumer resistance defeated GM wheat in 2004 and this global rejection remains strong, as demonstrated by today's statement," said Lucy Sharratt, Coordinator of the Canadian Biotechnology Action Network. There are now even claims by researchers in Australia have developed a form of salt-tolerant wheat that will allow farmers to grow crops in soil with high salinity. They created the new form of wheat by crossing a modern strain with an ancient species, and the researchers believe this new super-wheat will allow farmers to grow more food crops on land previously thought to be off limits to agriculture. Critics suggest that new strains will be foreign to current ecological systems and will be unsustainable without massive chemical intervention. Industry claims that the introduction of GM wheat will lead to a reduction in herbicide use, a claim that has been made prior to the introduction of other herbicide tolerant (HT) crops such as Roundup Ready (RR) soybeans, canola and corn. These claims have been contradicted by US government statistics that show that GM HT crops such as RR crops use more pesticides than conventional crops. These state GM crops can receive as much as 30 percent more herbicide than non-GM crops. Not only do GM crops use more pesticides but they also force the farmer to purchase one single brand of herbicide, in this case Monsanto brand Roundup. If introduced, GE wheat will enter farmers’ rotations along with the already HT canola and soybeans. This compounds the issue of superweeds as each crop sown would be HT, so any seed that fell from the crop before harvest would pose a threat of becoming an uncontrollable weed, or contained by using increasingly toxic herbicides. How can we believe that pesticide use will decrease with GE wheat? These developments are also taking place in the United States which is the third largest wheat producer in the world. Fertilizers, herbicides, fungicides, and growth regulators are all becoming more chemically potent and their frequency of application continues to increase every 5 years. American scientists are currently developing GM strains of wheat conferring resistance to fungal diseases. Wheat is becoming such a transmutated grain, that it someday may not even be called wheat. Health Effects A powerful little chemical in wheat known as 'wheat germ agglutinin' (WGA) which is largely responsible for many of wheat's pervasive, and difficult to diagnose, ill effects. Researchers are now discovering that WGA in modern wheat is very different from ancient strains. Not only does WGA throw a monkey wrench into our assumptions about the primary causes of wheat intolerance, but due to the fact that WGA is found in highest concentrations in "whole wheat," including its supposedly superior sprouted form, it also pulls the rug out from under one of the health food industry's favorite poster children. Each grain of wheat contains about one microgram of Wheat Germ Agglutinin (WGA). Even in small quantities, WGA can have profoundly adverse effects. It may be pro-inflammatory, immunotoxic, cardiotoxic ... and neurotoxic. Below the radar of conventional serological testing for antibodies against the various gluten proteins and genetic testing for disease susceptibility, the WGA “lectin problem” remains almost entirely obscured. Lectins, though found in all grains, seeds, legumes, dairy and our beloved nightshades: the tomato and potato, are rarely discussed in connection with health or illness, even when their presence in our diet may greatly reduce both the quality and length of our lives. Yet health experts dismiss the links between disease and wheat despite all the evidence. Dr William Davis has documented several hundred clinical studies on the adverse effects of wheat. These are studies that document the neurologic impairments unique to wheat, including cerebellar ataxia and dementia; heart disease; visceral fat accumulation and all its attendant health consequences; the process of glycation via amylopectin A of wheat that leads to cataracts, diabetes, and arthritis; among others. There are, in fact, a wealth of studies documenting the adverse, often crippling, effects of wheat consumption in humans. The other claim is that wheat elimination ‘means missing out on a wealth of essential nutrients. Another falsity. Dr. Davis states that if you replace wheat with healthy foods like vegetables, nuts, healthy oils, meats, eggs, cheese, avocados, and olives, then there is no nutrient deficiency that develops with elimination of wheat. Dr Davis also states that people with celiac disease may require long-term supplementation due to extensive gastrointenstinal damage caused by wheat. People with celiac disease do indeed experience deficiencies of multiple vitamins and minerals after they eliminate all wheat and gluten from the diet. But this is not due to a diet lacking valuable nutrients, but from the incomplete healing of the gastrointestinal tract (such as the lining of the duodenum and proximal jejunum). In these people, the destructive effects of wheat are so overpowering that, unfortunately, some people never heal completely. These people do indeed require vitamin and mineral supplementation, as well as probiotics and pancreatic enzyme supplementation. Due to the unique properties of amylopectin A, two slices of whole wheat bread increase blood sugar higher than many candy bars. High blood glucose leads to the process of glycation that, in turn, causes arthritis (cartilage glycation), cataracts (lens protein glycation), diabetes (glycotoxicity of pancreatic beta cells), hepatic de novo lipogenesis that increases triglycerides and, thereby, increases expression of atherogenic (heart disease-causing) small LDL particles, leading to heart attacks. Repetitive high blood sugars that develop from a grain-rich diet are, in my view, very destructive and lead to weight gain (specifically visceral fat), insulin resistance, leptin resistance (leading to obesity), and many of the health struggles that many now experience. Wheat gliadin has been associated with cerebellar ataxia, peripheral neuropathy, gluten encephalopathy (dementia), behavioral outbursts in children with ADHD and autism, and paranoid delusions and auditory hallucinations in people with schizophrenia, severe and incapacitating effects for people suffering from these conditions. According to statistics from the University of Chicago Celiac Disease Center, an average of one out of every 133 otherwise healthy people in the United States suffers from CD. However, an estimated 20-30 percent of the world's population may carry the genetic susceptibility to celiac disease--and the way to avoid turning these genes 'on' is by avoiding gluten. When you consider that undiagnosed CD is associated with a nearly four-fold increased risk of premature death, the seriousness of this food sensitivity becomes quite evident. The primary disease mechanism at play is chronic inflammation, and chronic inflammatory and degenerative conditions are endemic to grain-consuming populations. Changes in genetic code and, thereby, antigenic profile, of the high-yield semi-dwarf wheat cultivars now on the market account for the marked increase in celiac potential nationwide. "Hybridization” techniques, including chemical mutagenesis to induce selective mutations, leads to development of unique strains that are not subject to animal or human safety testing--they are just brought to market and sold. Author and preventive cardiologist William Davis, MD, wheat's new biochemical code causes hormone disruption that is linked to diabetes and obesity. "It is not my contention that it is in everyone's best interest to cut back on wheat; it is my belief that complete elimination is in everyone's best health interests," says Dr. Davis, "In my view, that's how bad this thing called 'wheat' has become." Chemical mutagenesis using the toxic mutagen, sodium azide, of course, is the method used to generate BASF’s Clearfield herbicide-resistant wheat strain. These methods are being used on a wide scale to generate unique genetic strains that are, without question from the FDA or USDA, assumed to be safe for human consumption. Wheat-Free Options * Note that many of the wheat-free options still contain gluten. 1. Cereal Grains: Barley, millet, oats, rice, rye, sorghum, tef and wild rice are all in the same cereal grain family as is wheat. All flours ground from cereal grains may be used as a wheat substitute. Commonly available are barley, buckwheat, rice and rye flour. The less utilized flours may be purchased online or from natural food stores. Note: people with a gluten allergy must also avoid barley, oats and rye. 2. Non-Cereal Grains: Amaranth, quinoa and buckwheat are three grain-like seeds unrelated to cereal grains. (Despite its name, buckwheat is not a wheat-relative.) It is rare for anyone to develop a sensitivity to these non-cereal grains. Amaranth, quinoa and buckwheat are gluten-free and therefore not suitable for making leavened bread; however, they make excellent quick breads and cookies. 3. Nut Meal: Ground nuts such as almonds, hazelnuts or walnuts make the richest flour substitute for cookies and cakes. Because their fragile fatty acid content gives them a brief shelf life, it’s preferable to grind your own nuts in a food processor just prior to use. Nut meal requires a binding agent such as eggs. Because chestnuts are lower in fat than other nuts, chestnut flour has a longer shelf life. It is available online. 4. Bean Flour: Dried beans, such as navy, pinto and chickpeas may be milled and used, in combination with other flours, as a wheat alternative. Bean flour is, however, not always recommended. It tastes like beans and makes baked goods dense and hard to digest. 5. Other Flour Substitutes: Potato starch, arrowroot powder, and tapioca are thickening agents that substitute for wheat in sauces and gravy. In baked goods these starchy ingredients serve as a binding agent. Due to the irresponsible high frequency hybridization, processing and inevitable genetic modification of modern wheat, there is only one solution for the health and wellness of future generations. Stop eating wheat and educate as many people as you can on the coming strains of this grain which will be much more deadly than they already are today. Read More: http://www.whydontyoutrythis.com/2013/08/why-80-percent-of-people-worldwide-will-soon-stop-eating-wheat.html | Follow us on Facebook: http://www.facebook.com/whydontyoutrythis